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Tag: DigitalBanks

From Agile Teams to PODs

From Agile Teams to PODs

  “In place of allocating people to project, allocate project to the team”.  This paradigm shift in approach is being advised and advocated by agile experts for all good reasons. Many companies are adopting this approach; I personally have been part of the team working on this approach in a multinational company.  We adopted it well in our sub-function. Here is my learning (based on failure and success) on how we did it and challenges The idea here is to…

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Agile story estimation?- Wait, try to avoid these three things !!!

Agile story estimation?- Wait, try to avoid these three things !!!

Sometime back, I heard someone saying- “My team is not doing that good because it delivers only ‘X’ story points whereas other teams deliver more than that!!!” This is one of the things we witness while working in the agile environment. The team might start comparing user story points delivered other team and this is not the good indication for agile culture. Sometimes this comparison might end up in a.   Motivating the team and deliver more b.    Might end up in discouraging the team…

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Banking is necessary, Banks are not ! A truth expressed 3 decades ago

Banking is necessary, Banks are not ! A truth expressed 3 decades ago

In 1990’s, Bill Gates said: “banking is necessary, banks are not”.  Back then [25 years ago], imagining banking systems without bank was no less than a wild dream; but visionary like Mr Gates anticipated it very well in advance. From 2010, with all the Fintech & startups coming up with innovative & customer-centric banking ways and regulators opening up bank data though directive & regulation; lots of banking activities started moving away from the bank. Payment & retail transactions moved…

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